Scams Abound

I hate that we have to be constantly vigilant so we don't get ripped off, but we do, so here are a few tips that might help...

In Facebook groups: 

If you see someone with a new account complaining about all the scammers... they're probably a scammer.

If you see someone boohooing about not getting any sales for their new/first/unloved books... they're probably a scammer.

If they comment on your marketing posts telling you how awesome your book is and asking you questions that they could answer on their own if they read the post or followed the link (like what genre it is)... they're a scammer.

If you can't pronounce their name (usually African, but sometimes middle eastern), but they have all sorts of awesome ways to market your book... they're a scammer.  (Like the Nigerian prince emails of yore.)

If they have some other sob story about anything... cats, kids, health... their probably a scammer.  Take it all with a grain of salt.

On the phone:

If they say they're calling from any one of several government agencies - the IRS, the local police, the prosecutor's office... they're a scammer.  Those agencies don't call you.

If they say they're from any one of several computer companies - Microsoft comes to mind, but also Amazon - they're a scammer.  Those companies don't call you.

If they say they're from your credit card company or your bank, they are most likely a scammer.  Hang up and call your bank or your card company using a number you already have.  Do not call any number they give you.

If you get a call telling you a family member is in jail, either here or overseas... they are a scammer.  If you are worried, though, call the family member in question before you do anything.  If you can't reach them, call someone else who would know whether they could possibly be where they're supposedly in jail.  Do not send money without verifying.

If you get any kind of call where someone wants you to send them a gift card to pay off a 'debt' or a 'bill'... definitely a scammer.  

You can also get a variety of these same types of scams via regular mail or email, chat message, text messages, etc.  Verify everything before you hand over any personal information or financial data.  Hell, I don't even use the word 'yes' when talking on the phone with a potential scammer.  "Is this B.E. Sanderson?" "This is.  What do you want?"  I'm not sure if it's an urban myth that these scammers use your spoken word yes to bypass actual authorization and take your money, but I'm not taking any chances.

Being paranoid helps keep you safe.  Hang in there out there and remember... Scams abound.